Rent-A-Center (RCII): A Cheap LTO Retailer w/ 30% IRR Potential

Rent-A-Center (RCII) is a Lease-To-Own (LTO) operator with ~1,900 locations between the US, Mexico, and Puerto Rico. They also own Acima, a leading virtual LTO operator. As the name suggests, RCII leases items like furniture, appliances, electronics, computers, smartphones, and more to customers with plans starting as low as $10. The stock’s down over 40% […]